If you are like I am you are probably sick and tired of constantly hearing radio ads stating that mortgage rates are still at historic lows. I must admit that although I am in the mortgage business I also get sick and tired of hearing this guy on the radio talking about interest rates being at historic lows. The problems with these types of ads is that the company does not mention to you that Connecticut mortgage guidelines are also historically the hardest that they have ever been for people who do not have the perfect situation.
Minutes before I began writing this article I did take a look at rate sheets and sure as the sun came up today the rates are in the five and six percent range, but in my experience low interest rates are not the issue. The major issue is that normal every day hard working folks are having a tough time getting approved for these types of mortgages. The main reason is that Connecticut mortgage lenders are somehow convinced that not approving mortgages will somehow keep them in business. Imagine going to work and hoping that you do not have any customers who may want to buy your product.
Many Connecticut mortgage lenders are really leaving homeowners high and dry as they slam the door on many good Connecticut mortgage programs. The most important criteria for making a lending decision should be based on a borrowers past history of paying debts and future ability to make their payment according to their income. However the Connecticut mortgage lenders are denying homeowners who have a good history of paying debts as well have stable employment.
How is that going to help us out of the mortgage mess that we are in?
If you have bad, low or no credit we are the only Connecticut Mortgage Lender that still specializes in working with helping people get approved who have low credit scores, no credit scores, bankruptcy or foreclosure.
Click here for your low rate Connecticut home mortgage.
If you really need to get approved for a FHA mortgage to buy or refinance your home really quickly then Click here for your Connecticut home mortgage.
สมัครสมาชิก:
ส่งความคิดเห็น (Atom)
ไม่มีความคิดเห็น:
แสดงความคิดเห็น